Expanding Health Care Coverage

By

The Nelson A. Rockefeller Institute of Government

Funding Area

Expanding Health Care Coverage

Date

August 31, 2008

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This Rockefeller Institute of Government report, made possible by an NYHealth grant, looks at statewide strategies for improving private health insurance coverage to small groups.

It examines rating policies, group purchasing arrangements, premium subsidies, refundable credits, and reinsurance as strategies for increasing access to private health insurance.

This paper summarizes methods states have used to try to improve insurance coverage in the small-group market; outlines the features of these options; reviews the literature regarding the success of different policies; and concludes—based on existing literature—which policies hold promise for increasing insurance coverage in the small-group market.

Read the state case studies: Minnesota, Maine, and New Jersey.