St. Lawrence County Health Initiative and St. Lawrence County Public Health Department

The goal of this grant to the St. Lawrence County Health Initiative and the St. Lawrence County Public Health Department was to increase the number of small businesses that offer affordable health coverage and the number of residents enrolled in public and private insurance.

This project systematically identified uninsured residents at two points of contact—the health care system and worksites—and provided education and assistance to individuals who qualified for health coverage.

Covering 2,800 square miles of Northern New York, St. Lawrence County’s geographical spread often creates fragmentation of services and barriers for its businesses and residents to access and learn about available programs. The county ranks 60th out of 62 counties in lowest per capita income and has a higher prevalence of diabetes, high blood pressure, elevated cholesterol, and heart disease. A recent household survey revealed that 44% of working poor households in St. Lawrence County include at least one uninsured adult. This project will attempt to enroll more individuals in public health insurance programs for which they are eligible.

Working together, St. Lawrence County Health Initiative and St. Lawrence County Public Health Department will launch an initiative aimed at increasing coverage among St. Lawrence County uninsured residents. Partnering with the Chamber of Commerce, they will survey county businesses and provide informational outreach packets to those businesses not offering insurance, highlighting Family Health Plus and Healthy NY, along with private plans offered through the Chamber of Commerce and others. Working with the five hospitals in the county, the St. Lawrence County Health Initiative will provide assistance to uninsured patients in identifying and applying for public and private insurance programs for which they might be eligible. These efforts are expected to result in coverage for some 350 individuals.

The Nelson A. Rockefeller Institute of Government

In the second of two grants from the New York Health Foundation’s Coverage Consortium initiative, the Nelson A. Rockefeller Institute of Government implemented Phase 2 of a project that focused on reform options for New York’s small-group insurance market . This project built on the knowledge base developed in the first grant phase, with specific analyses focused on insurance product standardization, advantages and disadvantages of high-risk pools, and sustainable methods for financing coverage expansions.

This project was part of a larger NYHealth Coverage Consortium that funded 10 grants to seven universities, policy institutes, and community agencies across the State, supporting projects that could inform State health reform efforts, offer ways to streamline enrollment in public programs, significantly reduce costs and improve quality, and test ideas for expanding coverage among small employers, sole proprietors, and self-employed people.

Read an NYHealth special report that contains a summary of findings from this consortium.

Read about the first of two grants to the Rockefeller Institute from the NYHealth Coverage Consortium initiative.

In Phase 2 of this project, the Nelson A. Rockefeller Institute of Government will focus on reform options for New York’s small-group insurance market and build on the knowledge base developed in the first grant phase. As the research arm of the State University of New York since 1981, the Nelson A. Rockefeller Institute of Government conducts studies and projects to help states and localities meet critical challenges.

Phase 1 of the Reforming the Small-Group Insurance Market project included a 50-state synthesis of small-group reform strategies. This encyclopedic analysis describes a “menu of options” that states across the country have adopted to address their small-group insurance markets. The experience of three innovative states (Maine, Minnesota, and New Jersey), were analyzed and recorded as case studies. Specific analyses of Phase 2 will focus on insurance product standardization, advantages and disadvantages of high-risk pools, and sustainable methods for financing coverage expansions.

Working Today, Inc. – Freelancers Union

An increasing number of American workers are employed in nontraditional arrangements as freelancers, independent contractors, or temporary workers.

These workers do not receive the work benefits customarily offered by employers, including health insurance. Most earn too much to qualify for public programs, but cannot afford the expensive premiums charged in individually purchased plans. With NYHealth’s support, Freelancers Union launched the Freelancers Insurance Company to make affordable health insurance available to New York City’s independent workers and also created a discount network with mental health providers, Freelancers Union Health Partners, in New York City. This initiative has shown that with collaboration, it’s possible for a nonprofit organization to launch an insurance company.

Because health plans on the individual market are prohibitively expensive, independent workers increasingly go without coverage, compromising both their health and financial stability. Working Today will continue to seek ways to offer affordable insurance coverage to independent workers.

Of the 2.2 million uninsured persons in New York State, more than 75% are working persons or family members of a working person. About half of uninsured persons in New York are either self-employed or working in a company that employs fewer than 25 people. The problem is particularly acute for low-income independent workers because health plans on the individual market are assigned the highest premiums and are prohibitively expensive for most of the independent workforce. Increasingly, low-wage workers are forced to go without health coverage—about half of the uninsured in New York are low-income workers (less than 200% of Federal Poverty Level).

In order to reach more uninsured independent workers and to have the flexibility to innovate health plan design, Working Today is taking advantage of funding from the New York Health Foundation (NYHealth), in addition to a number of other charitable organizations, to enhance its menu of health benefit offerings for the independent workforce. NYHealth’s funding will enable Working Today to offer more affordable health insurance coverage options to independent workers, many of whom lack alternatives. By providing coverage to the previously uninsured, Working Today will have an impact on not only the individuals and families now able to purchase insurance, but also the health insurance and health care industries. Working Today will also use these funds to experiment with the benefit design of its current offerings bringing consumer choice and well being to the center of plan design.

The Nelson A. Rockefeller Institute of Government

As the number of uninsured has increased and employer-based coverage has declined, policymakers have begun to focus their attention on the small group market. This focus suggests the need for closer analytical assessment of State activities aimed at improving cost and accessibility in the small group market. In the first of two grants from the New York Health Foundation’s Coverage Consortium initiative, the Nelson A. Rockefeller Institute of Government conducted an in-depth analysis and investigation of the applicability of various initiatives and policy options for New York State.

This project was part of a larger NYHealth Coverage Consortium that funded 10 grants to seven universities, policy institutes, and community agencies across the State, supporting projects that could inform State health reform efforts, offer ways to streamline enrollment in public programs, significantly reduce costs and improve quality, and test ideas for expanding coverage among small employers, sole proprietors, and self-employed people.

Read an NYHealth special report that contains a summary of findings from this consortium.

Read about the second of two grants to the Rockefeller Institute from the NYHealth Coverage Consortium initiative.

The Rockefeller Institute will study the small group health insurance market and investigate the applicability of various initiatives and policy options for reforming this market.

As the number of uninsured increases and employer-based coverage declines, policymakers are beginning to focus attention on the small group market. This focus suggests the need for closer analytical assessment of state activities aimed at improving cost and accessibility in the small group market. To better guide decision-making, the Rockefeller project team will conduct an in-depth analysis and investigation of the applicability of various initiatives and policy options for New York State.

During the first phase of the project, the team will review existing information on states’ experiences with small group reform and a national assessment of current state small group activities. This review will contribute to the content of a New York-focused primer on small group market policies, coverage options, and challenges. Given that many states are already implementing actions to improve the small group market, the second phase of this project will identify major design, management, and implementation issues that could influence the design and actions in New York State.

The Rockefeller Institute project team will collect and synthesize information to inform discussion, analysis, and debate among policymakers and State officials about the small group and individual insurance market during working seminars held at different points in the project period. The Rockefeller Institute’s working seminars will be targeted primarily at state officials and policymakers. The seminars will address the major challenges expected to arise from attempts to improve the small group market and identify those issues most likely to be relevant to public discussions in New York.

As part of the NYHealth Coverage Consortium, the United Hospital Fund project will also support developing some proposals and projections for restructuring the small group and individual insurance markets. The Rockefeller project team will provide the baseline information needed for these analyses by describing how the markets function today and how other states have addressed problems in these markets.

Finally, results of this overall project will be disseminated to an appropriate set of stakeholders who can shape and mold policy based on the results. According to the Department of Insurance, information developed from this project will be very helpful in providing a starting point for reforming the State’s small group and individual health insurance markets.

This project is part of the NYS Health Coverage Consortium.

The Nelson A. Rockefeller Institute of Government

Medicaid is the single largest funding source for long-term care, paying for half of all nursing home and community based long-term care in the nation. Given the disproportionate use of Medicaid as a funding source for long-term care, the New York State Department of Health’s Office of Health Insurance Programs was looking for potential policy improvements to better target Medicaid spending and services.

In addition, many states are looking for ways to reduce asset transfers as a means for reducing long-term care costs. Under this grant, New York State Health Policy Research Center at the Rockefeller Institute of Government (Rockefeller) undertook two studies. The first study compared New York State to other states on a range of long-term care issues. The second study reviewed the prevalence of denials for Medicaid-funded nursing home care and found wide variation in reported denial rates across the State’s counties. Both reports resulted in widespread press coverage across the State.

This project was part of a larger NYHealth authorization that funded a series of quick-strike analyses to help the New York State Department of Health’s (NYSDOH’s) Office of Health Insurance Programs find ways to streamline and expand its public health insurance programs.

Read an NYHealth special report that contains a summary of findings from this authorization.

Read Medicaid and Long-Term Care: New York Compared to 18 Other States, a Rockefeller-produced report about how New York compares with other states on a range of long-term care issues, such as demographics, spending, and quality.

Read Assessing Asset Transfer for Medicaid Eligibility in New York State, a Rockefeller-produced report about the incidence of asset transfers for Medicaid-funded long-term care.

Read additional analyses NYHealth funded Rockefeller to conduct based on its findings on rates of asset transfers.

One important lesson emerged from this project regarding data extractions. Although the data necessary for this project were collected for administrative purposes, they were difficult to use for research. One way to address this shortcoming is to fund upfront work to see if the desired analysis is possible and whether the limitations present too much of a barrier to make a larger study worthwhile. Read about how this issue has come up on another NYHealth grant to date.

New York spends more public money on health care per capita than any other state. Yet, despite this investment, the State faces challenges to improve patient outcomes, modernize health care delivery, reduce costs, and increase access and coverage. Rockefeller Institute will support the New York State Department of Health in studying options for Medicaid reform.

Rockefeller Institute will undertake two key activities to support the State Department of Health. Institute staff will provide assistance in shaping the administrative studies that outside experts will conduct. Staff also will solicit proposals from experts, coordinate the review of the proposals, and manage the grantees funded under this initiative. The second category of activities involves undertaking “quick turnaround” data analyses for the State Department of Health related to its efforts to expand enrollments in public insurance programs.

To undertake this project and to stimulate other work related to state health policy, the Rockefeller Institute, the public policy research arm of the State University of New York, will create the New York State Health Policy Research Center. The institute will seek to mine in-state expertise, employ national expertise, and conduct thorough analyses of health care in New York State.

The State has many organizations and experts working on health care—including staff in the legislature and the governor’s office, trade organizations, staff at the New York State Department of Health (DOH) and other state agencies, and nonprofit organizations, such as the United Hospital Fund, the Manhattan Institute, New York University, Columbia University’s School of Public Health, and the Rockefeller Institute. These efforts, however, are not sufficiently connected. Unlike other states (e.g., Massachusetts, California, and New Jersey), New York does not have a single or predominant networking entity for health care policy research.

Known for its expertise in the conduct and dissemination of public policy research, the Rockefeller Institute’s efforts will take advantage of its in-house talent to pursue short- and long-term research projects on health care challenges in New York State. At the same time, the Institute will also seek out some of New York and the nation’s top scholars and health care experts to write research papers and perform research projects focused on New York’s health care system. The end result of this endeavor will be the creation of a clearinghouse for New York’s health care experts that will work in collaboration with the NYHealth Coverage Consortium to address New York’s health insurance coverage crisis.

This project is funded under the NYHealth authorization: Medicaid Reform in New York State: Supporting Analyses to Expand, Simplify and Reform the System.

National Urban Fellows, Inc.

To maximize each fellow’s talents while also providing a rich learning experience, NYHealth assigns concrete projects and goals to allow fellows to focus their time and energy. Connecting the fellow’s interests and existing skill set with opportunities to grow, expand, and attain new competencies makes for a fulfilling experience for the fellow as well as for the mentoring organization.

The National Urban Fellows (NUF) Program trains a diverse cadre of potential leaders in public administration and health management. Each fellow—chosen from a national competition—receives full tuition and a living stipend to complete a Master of Public Administration degree at the City University of New York Baruch College, and to spend nine months as an intern in a nonprofit organization in the United States. Every year since 2006, a fellow has interned at NYHealth and this support will continue for 2007 – 2008.

caret-down